Indian Overseas Bank (IOB) has released a fresh recruitment notification for 291 Generalist and Specialist Officer vacancies in various scales for the financial year 2026-27. The recruitment is being conducted under Advertisement No. HRDD/RECT/04/2026-27 dated 28 August 2026.
Eligible and experienced candidates can submit their applications online from 29 August 2026 to 15 September 2026 through the official IOB recruitment/IBPS application portal. The recruitment covers posts in JMGS-I, MMGS-II and MMGS-III scales, including Branch Management, IT, Information Security, Credit, Risk, Database Administration, Network Administration, Cyber Security and Security Officer positions.
The official notification states that candidates can apply for more than one post if they fulfil the eligibility requirements for each post. Selected candidates may be posted or transferred anywhere in India according to the Bank’s requirements.
IOB Recruitment 2026 – Overview
| Particular | Details |
|---|---|
| Organization | Indian Overseas Bank (IOB) |
| Recruitment | Generalist / Specialist Officers 2026-27 |
| Advertisement No. | HRDD/RECT/04/2026-27 |
| Notification Date | 28 August 2026 |
| Total Vacancies | 291 Posts |
| Application Mode | Online |
| Application Start Date | 29 August 2026 |
| Last Date to Apply | 15 September 2026 |
| Job Location | Anywhere in India |
| Selection Process | Online Examination + Interview |
| Official Website | iob.bank.in |
The official IOB notification confirms 291 vacancies across 14 post codes in JMGS-I, MMGS-II and MMGS-III.
IOB Vacancy 2026
The 291 vacancies are distributed across Generalist and Specialist Officer positions as follows:
| Post Code | Post Name | Scale | Vacancies |
|---|---|---|---|
| 01 | Manager – Branch Management | MMGS-II | 100 |
| 02 | Manager – IT | MMGS-II | 65 |
| 03 | Manager – Information Security | MMGS-II | 5 |
| 04 | Manager – Information Security Audit | MMGS-II | 5 |
| 05 | Senior Manager – IT | MMGS-III | 10 |
| 06 | Senior Manager – Information Security | MMGS-III | 3 |
| 07 | Senior Manager – Information Security Audit | MMGS-III | 2 |
| 08 | Senior Manager – Database Administrator | MMGS-III | 10 |
| 09 | Senior Manager – Network Administrator | MMGS-III | 5 |
| 10 | Senior Manager – Cyber Security Administrator | MMGS-III | 5 |
| 11 | Manager – Credit | MMGS-II | 35 |
| 12 | Senior Manager – Credit | MMGS-III | 15 |
| 13 | Senior Manager – Risk | MMGS-III | 6 |
| 14 | Assistant Manager – Security | JMGS-I | 25 |
| Total | 291 |
According to IOB, Post Code 01 is the Generalist Officer post, while all other listed positions are Specialist Officer posts. The Bank also states that the vacancy numbers are provisional and may be increased or decreased according to its requirements.
IOB Recruitment 2026 Important Dates
| Event | Date |
|---|---|
| Notification Date | 28 August 2026 |
| Online Registration Begins | 29 August 2026 |
| Application Fee Payment | 29 August to 15 September 2026 |
| Last Date for Online Registration | 15 September 2026 |
| Last Date for Fee Payment | 15 September 2026 |
| Last Date for Printing Application | 30 September 2026 |
| Exam Date | To be announced by IOB |
The official application portal confirms registration from 29 August 2026 to 15 September 2026 and application printing up to 30 September 2026.
IOB Recruitment 2026 Eligibility
Eligibility differs significantly according to the post. Candidates should therefore check the post-specific educational qualification and experience before applying.
Manager – Branch Management
- Vacancies: 100
- Age: 23 to 33 years
- Qualification: Graduation in any discipline from a recognized university or equivalent.
- Experience: 3 years as an Officer in a Scheduled Public Sector Bank or Scheduled Private Sector Bank, including at least 2 years in Branch Banking.
- Experience as a Scale-I Branch Head is preferred.
- Selected candidates will be posted anywhere in India and will be posted as Branch Head after completion of probation.
Manager – IT
- Vacancies: 65
- Age: 25 to 35 years
- Qualification: B.E./B.Tech in CS, IT, Electronics & Communication or Electronics & Instrumentation, OR MCA, OR M.Sc. Computer Science/IT.
- Experience: Minimum 5 years post-qualification IT experience, including at least 3 years in Banking/BFSI.
- Candidates must have experience in at least one specified technology domain such as full-stack development, cloud engineering, network administration, database administration, DevOps, ITSM, disaster recovery or related areas.
Manager – Information Security
- Vacancies: 5
- Age: 22 to 32 years
- Qualification: B.E./B.Tech or M.E./M.Tech in Computer Science, IT, Electronics & Communication, Cyber Security or Information Security.
- Experience: Minimum 2 years post-qualification experience in specified security domains.
Manager – Information Security Audit
- Vacancies: 5
- Age: 22 to 32 years
- Qualification: B.E./B.Tech, M.E./M.Tech in relevant disciplines or MCA.
- Experience: Relevant experience in Information Security/IS Audit/Cyber Security Audit or IT/software development experience as specified by IOB.
Senior Manager – IT
- Vacancies: 10
- Age: 28 to 38 years
- Qualification: B.E./B.Tech in relevant disciplines, MCA or M.Sc. Computer Science/IT.
- Experience: Minimum 8 years post-qualification IT experience, including at least 5 years in Banking/BFSI.
- Certain professional certifications are mandatory, including CISA, CISSP, ISO 27001:LA or OSCP.
Manager / Senior Manager – Credit
For Credit Officer posts, candidates need a Bachelor’s degree with an appropriate postgraduate qualification such as MBA Finance, PGDBA, PGDBM or Master of Management Studies (Finance), or professional qualifications such as CA/CMA, along with the prescribed banking/financial-institution experience.
Senior Manager – Risk
The Risk Officer position requires graduation with specified finance/risk-related postgraduate qualifications or recognized risk-management certification. Candidates also need a minimum of 5 years post-qualification experience in a bank, NBFC or financial institution in areas such as Risk, Credit, Forex, Treasury or Finance.
Assistant Manager – Security
- Vacancies: 25
- Scale: JMGS-I
- Age: 30 to 45 years
- Qualification: Graduation from a recognized university/equivalent plus a minimum 3-month computer/IT-related certification or relevant computer/IT subject at graduation level or afterwards.
- Candidates must meet the prescribed service experience requirements involving JCO/equivalent military service, paramilitary service or police service, as applicable.
IOB Recruitment Age Limit
The age eligibility is calculated as on 1 August 2026. The maximum age varies according to the post.
Examples include:
| Post | Minimum Age | Maximum Age |
|---|---|---|
| Manager – Branch Management | 23 | 33 |
| Manager – IT | 25 | 35 |
| Manager – Information Security | 22 | 32 |
| Manager – Information Security Audit | 22 | 32 |
| Senior Manager – IT | 28 | 38 |
| Senior Manager – Information Security | 25 | 35 |
| Senior Manager – IS Audit | 25 | 35 |
| Senior Manager – Database Administrator | 28 | 38 |
| Senior Manager – Network Administrator | 25 | 35 |
| Senior Manager – Cyber Security Administrator | 25 | 35 |
| Manager – Credit | 23 | 33 |
| Senior Manager – Credit | 25 | 35 |
| Senior Manager – Risk | 25 | 35 |
| Assistant Manager – Security | 30 | 45 |
IOB provides relaxation in the upper age limit according to Government of India guidelines. The notification specifies 5 years for SC/ST, 3 years for OBC-NCL and 10 years for PwBD candidates, with additional provisions for eligible categories such as ex-servicemen.
IOB Recruitment 2026 Application Fee
The application fee/intimation charges are:
| Category | Fee |
|---|---|
| SC/ST/PwBD | ₹175 |
| All Others including OBC & EWS | ₹1,000 |
The amount is inclusive of GST. The official notification states that the fee is non-refundable and cannot be adjusted against another recruitment process.
IOB Recruitment 2026 Selection Process
The selection process consists of:
- Online Examination
- Personal Interview
Candidates who qualify in the online examination will be called for the interview. IOB may conduct preliminary screening/shortlisting based on qualifications, experience and suitability for the post before calling candidates for subsequent stages.
Online Exam Pattern
For the Generalist Officer – Branch Management post:
| Section | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 minutes |
| Professional Knowledge | 75 | 75 | 90 minutes |
| Total | 100 | 100 | 2 Hours |
For other Scale I/II/III posts:
| Section | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 minutes |
| General Awareness with Banking | 25 | 25 | 30 minutes |
| Professional Knowledge | 50 | 50 | 60 minutes |
| Total | 100 | 100 | 2 Hours |
Professional Knowledge varies according to the post. IOB states that there are no minimum qualifying marks for the General Awareness and English sections, while candidates must meet the prescribed qualifying marks in Professional Knowledge. The notification also specifies minimum qualifying marks of 35% for unreserved candidates and 30% for reserved candidates in the online examination. A wrong answer attracts a penalty of one-fourth of the marks assigned to that question.
IOB Officer Salary 2026
The pay scales mentioned in the official notification are:
| Scale | Pay Scale |
|---|---|
| JMGS-I | ₹48,480 – ₹85,290 |
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
In addition to basic pay, eligible officers receive allowances and benefits such as DA, HRA and CCA according to the applicable Bank rules. Specialist Officers recruited laterally in MMGS-II and MMGS-III may also receive facilities such as conveyance expenses, newspaper costs, telephone/mobile expenses, residential furniture and Bank-owned/leased accommodation according to the applicable rules.
Probation Period
The probation period depends on the post:
- Generalist Officer – Branch Management: 6 months
- Assistant Manager – Security: 2 years
- Other posts: 1 year
The confirmation of service will be subject to the Bank’s applicable Officers’ Service Regulations.
IOB Recruitment 2026 Bond
Candidates selected for JMGS-I posts must execute a ₹2 lakh Financial Service Indemnity Bond and serve for a minimum of 3 years of active service.
For MMGS-II and MMGS-III posts, the bond amount is ₹2.50 lakh, with a minimum service requirement of 3 years of active service.
Job Location
Selected candidates can be posted anywhere in India. The Bank also reserves the right to transfer selected officers to its branches/offices anywhere in India according to organizational requirements.
How to Apply for IOB Recruitment 2026
Eligible candidates can apply online by following these steps:
- Visit the official Indian Overseas Bank website.
- Open the Careers section.
- Select “Recruitment of Generalist / Specialist Officers in Various Scales – 2026-27.”
- Read the detailed notification carefully.
- Select the post for which you meet the eligibility requirements.
- Click the online registration link.
- Complete the registration and obtain your Registration Number and Password.
- Fill in the application form carefully.
- Upload the required photograph, signature, left thumb impression and handwritten declaration.
- Pay the applicable application fee online.
- Submit the application.
- Download and save the final application form and fee receipt.
IOB specifically advises candidates to maintain their registered email ID throughout the recruitment process because important recruitment communications may be sent electronically.
Important Links
| Purpose | Official Link |
|---|---|
| Official Notification PDF | Download IOB Generalist/Specialist Officer Notification 2026-27 |
| Apply Online | IOB Officer Recruitment Apply Online |
| IOB Careers | Indian Overseas Bank Careers |
| Official IOB Website | Indian Overseas Bank Official Website |
The official IOB Careers page lists the Generalist/Specialist Officer recruitment and provides the notification and online application links.
Documents Required
Candidates should keep the following documents ready, as applicable:
- Recent passport-size photograph
- Signature
- Left thumb impression
- Handwritten declaration
- Proof of date of birth
- Valid photo identity proof
- Educational qualification certificates
- Mark sheets
- Category certificate, if applicable
- Work experience certificates
- Professional certification documents, where required
Original documents and self-attested copies are required during the interview/document-verification stage as prescribed by IOB.
Important Instructions for Candidates
Candidates should carefully check the eligibility requirements for their selected post before submitting the application. IOB permits candidates to apply for more than one post provided they satisfy the eligibility requirements for each post.
If multiple applications are submitted for the same post, only the last submitted application will be considered. Applications must be submitted online; no other application mode will be accepted.
The vacancy figures are provisional and may be changed by IOB according to its requirements. Therefore, candidates should rely on the latest official notification available on the IOB website.
IOB Recruitment 2026 – FAQs
How many vacancies are available in IOB Recruitment 2026?
Indian Overseas Bank has announced 291 vacancies for Generalist and Specialist Officer posts in various scales
What is the last date to apply for IOB Recruitment 2026?
The last date to submit the online application is 15 September 2026.
What is the IOB Recruitment 2026 advertisement number?
The advertisement number is HRDD/RECT/04/2026-27, dated 28 August 2026.
What is the application fee for IOB Officer Recruitment 2026?
SC/ST/PwBD candidates have to pay ₹175, while all other candidates, including OBC and EWS candidates, have to pay ₹1,000, inclusive of GST.
What is the selection process for IOB Generalist/Specialist Officer Recruitment?
Selection consists of an Online Examination followed by a Personal Interview.
Conclusion
IOB Recruitment 2026-27 is a significant opportunity for experienced banking, finance, IT, cybersecurity, risk and security professionals. With 291 vacancies across 14 post codes, the recruitment covers both a Generalist Branch Management position and a wide range of Specialist Officer roles.
Eligible candidates should complete their applications well before the 15 September 2026 deadline and carefully verify the post-specific qualification, age and experience requirements before paying the application fee.
Candidates are advised to read the official IOB notification completely before applying.
